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Planning for Retirement

Retirement, the golden years, an endless sabbatical, a new chapter in life – regardless of what you call it, you deserve to enjoy it. No matter where your retirement journey leads, we want to make sure you are calling the shots. After all, you’ve spent your life working to build your nest egg and prepare for what’s ahead.

At Russ Ross Financial, we believe that you’re never too old to learn and you’re never too young to start planning. That’s why we are committed to educating you about a variety of options for preserving your wealth and protecting yourself, your family, and your future. From life and disability insurance for life’s unknowns to solutions for providing guaranteed income that lasts as long as you do, we’ll work with you to implement the strategies that make sense for your unique situation. Whether you’re financially savvy or have a lot to learn about getting your finances in order, we can help you achieve your goals and make the most of your retirement.


Optimizing Assets

In this challenging economic environment, there are many factors individuals and families must consider when planning for retirement. Are you confident that the assets you’ve built are protected … and will provide for the kind of life in retirement you desire? From understanding how to prepare for increasing longevity to helping minimize your tax burden, our goal is to help you maximize your wealth and keep more of your hard-earned money.

One of the most common concerns of pre-retirees and retirees alike is having enough money to last through retirement. We at Russ Ross Financial can help you create an income stream that’s guaranteed to last your lifetime. We’ve also built relationships with local CPAs and attorneys help ensure you have access to the comprehensive planning needs for creating a legacy for loved ones while allowing you to stay in control of your assets for flexibility.


Managing Risk

During the “Great Recession” of 2008-2009, many Boomers lost a great deal of their retirement savings – some experiencing incredibly significant losses.  At Russ Ross Financial, we’ll explore the options that can help you sleep well at night. We will help you identify your retirement goals and implement strategies that meet your specific financial situation, needs and objectives.

Determining an individual’s retirement goals is complex, the Russ Ross Financial team has the expertise and knowledge to help guide you through the retirement income planning process. We’ll even help provide solutions for passing on wealth without putting your heirs at risk of inheriting an unnecessary tax burden.